Life Wealth Protection

Life Wealth Protection is an insurance agency based in Toowoomba, formerly known as Rural Financial Services and Elders Financial Planning. The team has over 50 years of experience in the finance and insurance industry. Chris Kelaart is a Director and Authorised Representative with over 25 years of experience in the Financial Services Industry and holds a Diploma of Financial Services (Financial Planning).

Angela Summerville is an Authorised Representative who has been working in the financial planning industry since 2011 and holds a Diploma of Financial Services (Financial Planning) and Certificate IV Financial Services (Mortgage Broking). The main services include life insurance, trauma insurance, income protection insurance, total and permanent disability (TPD) insurance and business expenses insurance. They work with clients throughout south-east Queensland, northern New South Wales and beyond.

Households and families who have held personal cover through this Toowoomba life insurance agency describe relationships measured in years rather than single transactions. Something that features in review after review is the regular review of policies as circumstances shift, so that protection keeps pace with each stage of life, and Helen Melrose, Angela and Reg are named by reviewers when they recount the care and attention they received. Support during claims stands out, with customers telling of being guided through a difficult and unfamiliar process, of Helen following up personally and of the reassurance of ongoing contact.

New policies and renewals draw similar comments, described as quick and straightforward, with options and comparison pricing laid out clearly. Friendly, prompt replies to enquiries recur across the accounts, and long-standing clients speak of a team that works closely with them over many years on personal and family insurance needs as well as financial planning. Knowledgeable advice shaped to individual situations, and communication that continues long after a policy is implemented, complete the picture customers consistently give.